Governing your use of Velararion website and content

Terms and Conditions

These terms and conditions establish the agreement between you and Velararion regarding your access to and use of our website located at velararion.sbs. By accessing or using this website, you accept these terms in their entirety. If you do not agree with any provision contained here, please discontinue use of our website immediately. These terms apply to all visitors, users, and others who access our content.

April 1, 2026

Website Content and Purpose

This website provides information and commentary regarding financial planning concepts, budgeting approaches, and related topics. Content is presented for informational purposes and represents general information rather than personalized advice. Financial circumstances vary substantially between individuals, and information presented here may not be appropriate for your specific situation. No content on this website should be interpreted as professional financial advice, recommendations to take specific actions, or guarantees of particular outcomes. Results may vary based on individual circumstances, economic conditions, and numerous factors beyond our control or prediction.

Acceptable Use Requirements

You agree to use this website only for lawful purposes and in ways that do not infringe the rights of others or restrict their use and enjoyment of the website. Prohibited activities include but are not limited to attempting to gain unauthorized access to any portion of the website, interfering with website functionality, transmitting malicious code, harvesting information about other users, or using the website in any manner that could damage or impair our systems. We reserve the right to terminate access for users who violate these terms or engage in behavior we determine to be inappropriate or harmful.

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of Velararion or its content suppliers and is protected by South African and international copyright laws. You may view and print content for personal, non-commercial use only. You may not modify, distribute, transmit, display, reproduce, publish, license, create derivative works from, or sell any information or content obtained from this website without our express written permission. Unauthorized use may violate copyright, trademark, and other applicable laws and could result in criminal or civil penalties.

Disclaimer of Warranties

This website and all content are provided on an as-is and as-available basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranties regarding the accuracy, reliability, completeness, or timeliness of content. Your use of this website is at your sole risk. We disclaim all warranties to the fullest extent permitted by law. Past performance does not guarantee future results, and information presented should not be interpreted as prediction or promise of particular outcomes.

Limitation of Liability

To the maximum extent permitted by South African law, Velararion shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to or use of this website, or inability to access or use the website, even if we have been advised of the possibility of such damages. This includes but is not limited to damages for loss of profits, data, or other intangible losses resulting from website use. Some jurisdictions do not allow limitation of liability for certain types of damages, so some of the above limitations may not apply to you.

External Links Policy

Our website may contain links to third-party websites or resources. We provide these links for your convenience but have no control over the content, policies, or practices of external sites. We do not endorse and are not responsible for any content, advertising, products, or materials available through linked sites. Your interactions with third-party websites are governed by their terms and policies rather than ours. We encourage you to review the terms and privacy policies of any external website you visit.

Privacy and Information

Your use of this website is also governed by our Privacy Policy, which describes how we collect, use, and protect information. By using this website, you consent to the information practices described in our Privacy Policy. We encourage you to review that policy to understand how your information is handled. Questions about information practices should be directed to us using the contact information provided below.

Modifications to Terms

We reserve the right to modify these terms at any time by posting updated terms on this website. Your continued use of the website after changes are posted constitutes acceptance of modified terms. Material changes will be indicated by updating the last-updated date at the top of this document. We encourage you to review these terms periodically to stay informed about the agreement governing your use of our website.

Governing Law and Jurisdiction

These terms and conditions are governed by the laws of South Africa without regard to conflict of law provisions. Any disputes arising from these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts of South Africa. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Contact Information

If you have questions about these terms and conditions or need clarification regarding any provision, please contact us using the information below.

Email content@velararion.sbs

Phone +27355139720

Address Nelson Mandela Square, Maude Street, West Tower, Sandton, Johannesburg 2196 South Africa

Effective Date: April 1, 2026 Version: 1.0